Travel Credit Cards No Foreign Transaction Fees

Traveling abroad can be exciting, but hidden charges like foreign transaction fees can quickly add unnecessary costs. Luckily, there are several travel credit cards with no foreign transaction fees that can save you money while offering rewards and travel perks.

Why Choose a Travel Credit Card with No Foreign Transaction Fees?

Most banks charge a 2%–3% fee on international purchases. For frequent travelers, these small charges add up. Choosing a card with zero foreign transaction fees helps you:

• Save money on every purchase abroad
• Access global acceptance with Visa/Mastercard networks
• Enjoy additional travel perks like insurance and lounge access

Best Travel Credit Cards with No Foreign Transaction Fees

Chase Sapphire Preferred® Card

Annual Fee: $95

Rewards: 2X points on travel and dining, 1X on all other purchases

Perks: Points can be redeemed for flights, hotels, and car rentals

2. Capital One Venture Rewards Credit Card

Perks: Global Entry/TSA PreCheck credit, flexible travel redemption

Annual Fee: $95

Rewards: 2X miles on every purchase

3. Bank of America® Travel Rewards Credit Card

Perks: No blackout dates, flexible redemption for travel

Annual Fee: $0

Rewards: 1.5 points for every $1 spent

4. Discover it® Miles

Special Feature: Miles matched at the end of the first year

Annual Fee: $0

Rewards: Unlimited 1.5 miles per $1

How to Maximize Your Travel Credit Card

• Always pay your balance in full to avoid interest
• Redeem points for travel to get maximum value
• Take advantage of perks like free checked bags and travel insurance
• Use your card for bookings (flights, hotels, car rentals)

Alternatives to Travel Credit Cards

If you don’t qualify for a premium travel card, you can start with:

• Student travel cards with no foreign fees
• Secured credit cards that report to all three bureaus
• Debit cards designed for international travelers

Final Thoughts

Choosing the right travel credit card with no foreign transaction fees can save you hundreds of dollars annually while offering valuable rewards. Whether you’re a frequent flyer or a student studying abroad, these cards make traveling smarter and more affordable.